EEPK is a niche provider in international public sector finance.

The significant advantage afforded by Luxembourg legislation in comparison to covered bond legislation in other countries puts EEPK in a position to grant loans not just to governments, regional assemblies, local authorities and public corporations, but also to institutions below the government level, which are able to meet certain requirements.

In each case, the bank offers financing packages tailored to the specific requirements of the borrower. Full advantage of the ability to grant loans throughout the OECD zone is taken by EEPK to diversify its portfolio, without losing sight of the imperative of credit quality. At least 50% of the loans in the cover fund have an external rating of AA/Aa3 or better from one of the reputable rating agencies, such as Standard & Poor's, Moody's or Fitch Ratings.

Exchange and interest rate risks are minimized by micro hedging transactions.